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Creating a personal financial plan

Personal financial planning is extremely important to your financial success. I can't express enough the importance of financial planning if you want to build on what you already have. Preparing a budget, 401k, retirement, college education, savings, annuity, Insurance and estate planning are very important.



Mar 1, 2010, David Ramsey Financial Peace Planner

David Ramsey Financial Peace Planner

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Jan 25, 2010, Haitian Earth Quake Relief

Just want to say my heart goes out to the Haitian people and I hope all of you have donated in some way to help them. I made my donation to the Carma Foundation. I choose the Carma Foundation because I'm personal friends with Melky Jean the sister of Wyclef Jean and the founder of the Carma Foundation. The reason I donated to Carma is because I know Melky and I know her commitment to helping the Haitian people because first of all she is Haitian and she has been helping the Haitian people all along. She has been helping to send kids to college as well as helping to find and even builder shelters for people that don't have a place to live. I’m really glad that people are stepping up and helping the Haitian people in their time of crisis but I wish they would help when the crisis is over because people in Haiti suffer every day from poverty and need help. I like what Melky and Wyclef Jean are doing because they are not just giving money to help get them through a crisis but they are doing things to help them become self sufficient. Donating to the Carma fund is tax deductible and will help the Haitian people tremendously so please do what you can because every little bit helps and when things get back to normal please think about the people in Haiti and do what you can to help them. If you want to donate to the Carma Foundation the web address is http://www.carmafoundation.org.

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Jan 8, 2010, It's A New Year!!!

Now that it's a new year people are thinking about how they want this year to be better than last year. People are in the gyms trying to loose weight, they are trying to eat right and doing many other things to try to get their life's on track. I wonder if people are thinking about their finances and making a plan for 2010 to be better than 2009. I was listening to Dr OZ this morning on the Steve Harvey Morning show talking about how stress actually makes you gain weight because we tend to eat more when we are stressed. I truly believe we stress about our finances when we don't have a plan. I don't believe it's just poor people who stress over finances because even if you are making a lot of money if you don't plan and spend it right you can have a lot of things and still barely make it or live from paycheck to paycheck. I'm a firm believer in personal financial planning and I wish more people would take the time to plan their finances because I think we would all be better off.


Jan 4, 2010, Social Security Benefits

Social Security Benefits Lesson

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Jan 4, 2010, Importance of Personal Finance

The importance of personal finance and financial planning

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