The lessons given on this site are simply my life experiences and how I did my personal financial planning and the lessons I have learned and should be taken as such. Please check with your professional adviser before making personal financial planning decisions, there’s no guaranteeing your experiences will be the same as mine.

I will address Retirement, Budget, Tax Planning, Investment and College Savings. My goal is to give you an honest simple financial planning lesson to help you budget and create a financial plan for your future.

My knowledge comes from 30 years of budgeting, tax planning and investment experience starting out poor and working my way up to a multi-millionaire.

I have worked in business for over 30 years and have been active in the investment arena for over 28 years. I mainly want to tell my story of how I executed my financial plan with hopes that you can gain some insight into what it takes to build a successful financial plan.